How It Works
Building Credit is Easy (Finally)
Signup with Academy Mortgage
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Build Up to Better Credit
Build Credit Debt Free
When Do I Get My Card?
You will receive your card once the $200 deposit has been funded for the card. The $29 annual fee on the card will report as an on time payment to your credit report before you even receive the card in the mail. This ensures you are able to quickly start building your credit score!
No Credit Requirement?
That's right :) We want our service to be accessible to everyone and that means no credit score requirement. You use you own money to fund your safety deposit to open your card(s) and as a result there are no strict credit requirements.
What's the Cost?
There is a $29 annual fee per card and the interest rate is 19%.
*Academy Mortgage does not guarantee results. Improvement in your credit score is dependent on your specific situation and financial behavior. Academy Mortgage does not receive compensation from CB Card, LLC.