How It Works:
Start
Start in 2 Minutes + No Credit Score Approval Process
Deposit
Put Down $200 Deposit To Open Card. You Can Open 2 Cards!
Build
Build Credit by Making Purchases With Your Credit Builder Card 


Card Reports 6 Times a Month to All 3 Bureaus! ​ ​

 Building Credit is Easy (Finally)

Build Up to Better Credit  


​Invest in yourself by opening  your Credit Builder Card. Put down the deposit today and start building your better credit future.  

Build Credit Debt Free

Receive Your Credit Builder Card In as Little as 2 Weeks & Start Building Your Credit Score! 


Safe + Secure

We use bank level security to keep your account secure. All account information is kept private.

 Common Questions

When do I get My Card?
You will receive your card once the $200 deposit has been funded for the card. The $29 annual fee on the card will report as an on time payment to your credit report before you even receive the card in the mail. This ensures you are able to quickly start building your credit score! ​​​
Will My Score Go Up?
​Yes! Credit Builder Card's program is designed to help you build your credit score with all three credit bureaus. It would be impossible to say how much your score will go up but members have seen their score improve by more than 50 points. ​
No Credit Requirement?
That's right :) We want our service to be accessible to everyone and that means no credit score requirement. You use your own money to fund your safety deposit to open your card(s) and as a result there are no strict credit requirements. ​
What's The Cost?
There is a $29 annual fee per card and the interest rate is 19%.

Build Credit the Easy Way