It's Like a Debit Card that Builds Credit
The card is funded with your own money so you don't have to worry about credit approval.
Building Credit is Easy (Finally)
Build Up to Better Credit
Signup Through Veterans Credit Repair
Build Credit Debt Free
WHEN DO I GET MY CARD?
You will receive your card once you have put down the deposit to open the card and completed the entire application process. Typically the card will arrive by mail around 2 weeks after you have funded your account and finalized your application. The $29 annual fee on the card will report as an on time payment to your credit report before you even receive the card in the mail. This ensures you are able to quickly start building your credit score!
WILL MY SCORE GO UP?
Yes! Credit Builder Card's program is designed to help you build your credit score with all three credit bureaus. It would be impossible to say how much your score will go up but members have seen their score improve by more than 50 points.
REALLY NO CREDIT CHECK?
That's right :) We want our service to be accessible to everyone and that means no credit check. You fund your deposit to open your card and as a result there are no strict credit requirements. You may not be approved for the card if you have an active bankruptcy in the courts. In very rare situations we may request a copy of your Drivers License to verify your identity.
What's the Cost?
There is a $29 annual fee per card and the interest rate is 19%