How It Works:
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Start
Apply in Minutes + No Credit Score Approval Process 
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Deposit
Put Down Deposit to Open Your Secured Credit Card 
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Build
Build Credit by Making Purchases With Your Secured Credit Card 
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Building Credit is Easy (Finally)
Build Up to Better Credit
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Invest in yourself by opening your Credit Builder Card. Put down the deposit today and start building your better credit future. |
Sponsored Signup with Home on the Horizon
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By enrolling through the Home on the Horizon sponsored profile all your processing fees are waived on your deposit to open your Credit Builder Card! |
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Build Credit Debt Free
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Receive Your Secured Credit Card In as Little as 2 Weeks & Start Building Your Credit Score!
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Common Questions
When do I get My Card?
You will receive your secured card once you have fully funded the deposit to open the card. You can put down as little as $200 to open your secured card if you enroll through our program.
In addition, the low annual fee on the card will report as an on time payment to your credit report before you even receive the card in the mail. This ensures you are able to quickly start building your credit score!
In addition, the low annual fee on the card will report as an on time payment to your credit report before you even receive the card in the mail. This ensures you are able to quickly start building your credit score!
Will My Score Go Up?
Yes! Credit Builder Card's program is designed to help you build your credit score with all three credit bureaus. It would be impossible to say how much your score will go up but members have seen their score improve by more than 50 points. To get the maximum increase to your score we recommend always making your payments on time for your secured card.
No Credit Score Requirement?
That's right :) We want our service to be accessible to everyone and that means no credit score requirement. You use your own money to fund your deposit to open your card and as a result there are no strict credit requirements. Please note there will be a credit check as part of the card's underwriting process. You may not be approved for the card if you have an active bankruptcy in the courts. In very rare situations the issuing Bank may request a copy of your Drivers License to verify your identity.
Build Credit the Easy Way
*NOVA® Home Loans does not guarantee results. Improvement in your credit score is dependent on your specific situation and financial behavior. NOVA® Home Loans does not receive compensation from CB Card, LLC.
BK# 0902429 / NOVA’s NMLS# 3087 / Equal Housing Opportunity / 1-800-955-9125 / 6245 E Broadway Blvd, Suite #400, Tucson, AZ 85711/ Licensed by the CA-DBO under the CFLL (6036566) and CRMLA (4131230) / Loans made or arranged pursuant to CFLL or CRMLA license / Illinois Residential Mortgage Licensee / Licensed to originate mortgage loans in the following states: AK, AZ, CA, CO, FL, IL, NV, NM, OR, TX, UT and WA.
BK# 0902429 / NOVA’s NMLS# 3087 / Equal Housing Opportunity / 1-800-955-9125 / 6245 E Broadway Blvd, Suite #400, Tucson, AZ 85711/ Licensed by the CA-DBO under the CFLL (6036566) and CRMLA (4131230) / Loans made or arranged pursuant to CFLL or CRMLA license / Illinois Residential Mortgage Licensee / Licensed to originate mortgage loans in the following states: AK, AZ, CA, CO, FL, IL, NV, NM, OR, TX, UT and WA.
